Privacy Policy

HOUSATONIC PARTNERS TERMS OF USE
Welcome to the Housatonic Partners website. By accessing or using this website, you agree to abide by these Terms of Use. These Terms of Use constitute a binding agreement between you and Housatonic Partners and governs your access and use of the website. If you do not accept these conditions, do not use this website. Housatonic Partners may change the Terms of Use from time to time and any modifications will be effective immediately upon posting unless we indicate otherwise. Your use of the website indicates your full acceptance of these Terms of Use in its then current form each time you access the website.

Restrictions on Use
Any person using this website is not permitted to decompose, decompile, reverse engineer, disassemble or otherwise deconstruct all or any portion of this website. You may not publish, broadcast, retransmit, reproduce, repackage, commercially exploit, create any derivative of or otherwise redistribute all or any portion of the website except as explicitly permitted in these Terms of Use.

Ownership
All content included on this website, such as graphics, logos, articles and other materials, is the property of Housatonic Partners or others and is protected by copyright and other laws. All trademarks and logos displayed on this website are the property of their respective owners, who may or may not be affiliated with Housatonic Partners.

Informational Purposes Only
Nothing on this website is an offer or solicitation to buy or sell any security. Although the website may include investment-related information, nothing on this website is a recommendation that you purchase, sell or hold any security or other investment, or that you pursue any investment style or strategy. Nothing on this website is intended to be, and you should not consider anything on the website to be, investment, accounting, tax or legal advice. Past performance of any investment or investment strategy or style is not indicative of future performance.

Risks you Assume by Using the Website
While we make reasonable efforts to provide accurate information, at times we may not promptly update or correct the website even if we are aware that it is inaccurate, outdated or otherwise inappropriate. You agree that we are not responsible for any action that you take or decision you make in reliance on any information contained in the website.

Third Party Websites
Please note that these Terms of Use apply only to this website and not to other websites that may be accessible from this website via hyperlink. We are responsible only for the content of our own website. If you access any third party website through our website or otherwise, you do so at your own risk. Hyperlinks to or from this website do not constitute third party endorsement of, sponsorship by or affiliation with us. We encourage you to review the privacy policies and user agreements of all other websites that you visit.

Submitted Business Plans
Housatonic Partners has no obligation to protect or preserve the information contained within a submitted business plan. In the absence of a definitive agreement executed by Housatonic Partners, no legal obligation of any kind or nature is created by the submission of a business plan. Accordingly, please act carefully in deciding to include any sensitive or confidential information in your business plan as Housatonic Partners will have no obligation to maintain the confidentiality of the information and will be under no restriction with respect to such information.

We May Monitor Activity on our Website
We may, but have no obligation to, monitor and record activity on the website for any reason or for no reason.

International Use
Due to the global nature of the Internet, this website may be accessed by users in countries other than the United States. We make no warranties that materials on this website are appropriate or available for use in such locations. If it is illegal or prohibited in your country of origin to access or use this website, then you should not do so. Those who choose to access this site outside the United States do so on their own initiative and are responsible for compliance with all local laws and regulations.

Disclaimer of Warranties
You acknowledge that we provide the contents of this website on an "as is" basis with no warranties of any kind. We disclaim all representations and warranties, express or implied of any kind with respect to the website, including warranties of merchantability, fitness for a particular purpose and non-infringement of intellectual property and proprietary rights. Without limiting the foregoing, we do not warrant the availability, accuracy, completeness, timeliness, functionality, reliability, speed or delivery of the website or any part of the information contained in this website. Your use of this website and use or reliance upon any of the materials on it is solely at your own risk.

Limitation of Liability
Neither we nor any of our affiliates, agents or employees are responsible for any damages, liabilities or injury, including but not limited to indirect, incidental, special punitive or consequential damages, however caused arising out your use of (or inability to use) this website or these Terms of Use. Our liability is limited to the maximum extent permitted by law and is limited even if we have been advised of the possibility of the damages, liability or injury that you suffer or if any remedy you have fails of its essential purpose, including any damages, liabilities or injury caused by any failure of performance, error, omission, interruption, defect, delay in operation, computer virus, line failure, or other computer malfunction. Without limiting the foregoing, under all circumstances, the maximum liability of Housatonic Partners, its affiliates, agents and employees to any user of the website with respect to this website is $100.

Governing Law
You agree that your use of this website and any disputes relating to the website or these Terms of Use shall be governed in all respects by the laws of the State of California. Any dispute relating to the above shall be brought solely in the state or federal courts located in San Francisco, California and it is agreed that such courts shall have jurisdiction over the parties to these Terms of Use and any dispute arising hereunder.

HOUSATONIC PARTNERS ONLINE PRIVACY POLICY

At Housatonic Partners, we take the issue of privacy seriously. This notice explains Housatonic Partners’ practices pertaining to the online collection of personally identifiable information, and the way such information is collected and used. Please note that by visiting our site, you are accepting the practices described in this notice.

This Online Privacy Policy is effective as of January 2007. Any changes we may make to this Online Privacy Policy in the future will be posted on this page.

Information We Collect
This policy applies to information collected from, or which may be submitted to, the Housatonic Partners website. At the present time, we do not collect any personally identifiable information about visitors to the publicly available areas of our website. At times, visitors to our website may choose to email individuals at Housatonic Partners using links available on our site; in such instances, a visitor’s email address may be collected as part of the process of sending the email to us in order to enable us to reply to those emails.

Parts of our website may use "cookies" technology, through which small amounts of data are sent to your computer from our web server and stored on your computer’s hard drive. This data identifies you as a unique user when visiting our website, and helps us in the ongoing maintenance of our website.

Unless you submit a business plan to us or otherwise provide us with personally identifiable information, we do not collect your name or email address.

Access to Third Party Websites
Our website contains links to websites controlled and maintained by third parties. We provide these links solely as a convenience for you. We do not have any control over the content of these websites, and we assume no liability or responsibility for such sites, the content contained therein, or the manner in which any information collected on such sites are used. This Online Privacy Policy does not govern the use of information collected on such third party websites.

How We Use Information We May Collect
We do not share any information collected from our website with any parties outside of our company. Housatonic Partners reserves the right to disclose any information we do collect when required by applicable law or valid legal process.